Monthly Archives: November 2011

“Finanz und Wirtschaft” (Switzerland) on Crowd Finance

The article shows the difference between four different crowd fundling platforms. All are about shares. For loans there is https://direct-lending.net. In that way Direct-Lending.net is a complement and can be used during very different stages of the business development. See … Continue reading

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More on P2P Lending

Wikipedia itself contains a whole host of P2P lending platform: http://de.wikipedia.org/wiki/Peer-to-Peer-Kredit. While such platforms allow certainly also B2P and P2B lending their main focus (and the cost for additional regulations) come from the P2P part. With credit worthiness and the … Continue reading

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Crowd Funding Unleashed

In many countries crowd funding is blocked by financial regulation. The regulation is useful to protect investors. In typical crowd funding projects this is not really the issue (when 500 CHF are at stake). In the US there is now … Continue reading

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Finance as a service

As John Fullerton wrote: It is time for finance to resume its proper and humble place as servant to, not master of, the real economy—an economy that promotes a more equitably shared prosperity while respecting the physical limits of our … Continue reading

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Consumer credit?

direct-lending.net doesn’t do consumer credit for regulatory reasons. The loans must be commercial. This shouldn’t be a problem as there are many other institutions doing consumer credit: commercial: http://www.sofortdarlehen.ch/index.php crowd financing consumer  loans (Europe): http://uk.zopa.com/ZopaWeb/ crowd financing consumer loans (Switzerland): … Continue reading

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